I2C Senior Analyst (Credit) with German will play a key role within Credit team, reporting directly to Credit Manager. The person in this position is responsible for performing all credit activities to analyze credit worthiness of our customers and mitigate credit risk of Stryker.
Who we need:
Detail-oriented process improvers. Critical thinkers who naturally see opportunities to develop and optimize work processes – finding ways to simplify, standardize and automate.
Strategic thinkers. People who enjoy analyzing data or trends for the purposes of planning, forecasting, advising, budgeting, reporting, or sales opportunities.
Collaborative partners. People who build and leverage cross-functional relationships to bring together ideas, data and insights to drive continuous improvement in functions.
What you will do
Collect from internal and external sources such information as financial statements, external credit reports or any other data supporting credit risk analysis
Assess credit risk and perform creditworthiness analysis of the customers, in order to make decisions about order releases and credit limits
Process credit risk decision in accordance to delegation of authority and prepare appropriate recommendation & data to facilitate this process
Manage order release process by liaising with appropriate stakeholders
Proactively share an update on customer credit situation to avoid orders going on potential block
Reduce the number of blocked orders to streamline supply chain process
Ad hoc credit limit reviews once the limit is exceeding
Ensure that credit limits are reviewed for each customer on at least an annual basis
Contribute to continuous improvement initiatives within the O2C function, ensuring that improvements are incorporated in the work routine
Keep maintaining internal process documentation and updating it once this is required
What you need
BS/BA in Business Administration, Accounting, Finance or related field
Advanced MS Office skills
Fluent spoken and written English; German highly preferred
Experience on Credit-related systems (SAP, Oracle, Credit Management tools or others)
Experience on analyzing company’s financial statements to prepare credit recommendation
At least 2 years of I2C/Credit experience
Experience on working with Credit Agencies
Ability to work well with cross-functional teams and multi-task
Very good communication (verbal and written) and interpersonal skills, attention to detail and ability to communicate complicated issues effectively
Demonstrated ability to perform consistently under varying business pressure as well as ability to adapt to a quickly changing environment
Effective problem-solving skills
Excellent time management and organizational skills, with the ability to prioritize and handle multiple tasks
Travel Percentage: 10%